Insurance solutions for cafes, coffee shops, restaurants, and catering businesses.
Give us a call to get covered, or get your quote for Public Liability Insurance .
Protection for your Business
Covers damage to equipment like fridges and coffee machines
Protects you if a customer or supplier gets injured at your shop
Helps you recover from unexpected events that disrupt your business
Public Liability Insurance
Accidents can happen — like spilling coffee on someone’s laptop or a delivery person tripping at your shop. These small moments can lead to big legal costs.
Public Liability Insurance helps protect you if someone gets hurt or their belongings are damaged at your café or because of what you sell or do. It covers the cost of compensation you're legally responsible for, plus your legal fees.
Cover for Equipment Breakdowns
Running a café or restaurant means relying on machines like ovens, cooktops, and coffee machines. If one breaks down, fixing or replacing it can be expensive and it can slow your business down.
We can help arrange Equipment Breakdown Insurance that covers the cost to repair or replace your essential machinery like coffee machines, ovens, or fridges if they suddenly stop working. You can also include optional cover for spoiled stock if refrigeration fails. In many cases, the policy can even cover the cost of hiring temporary equipment so your business keeps running without major disruptions.
Protection for Broken Windows and Glass
Glass is everywhere in cafés and restaurants from windows and doors to display cabinets and signs. But if any of it breaks by accident, repairs can be costly.
We help you cover the cost of fixing or replacing broken glass, including any signwriting, fittings, or advertising signs that are damaged.
If your stock is affected by shattered glass, we can help with that too
Your Guide to Cafe and Resturant Insurance
Follow these steps to ensure you have the coverage you need.
Step 1
You reach out to us to discuss requirements
Contact our insurance brokers to discuss your needs.
Step 2
Choose the Right
Coverage
Select a policy that aligns with your risk profile.
Step 3
Complete the Application Form
Finalize your policy and get ready for comprehensive coverage.
Happy Clients
Our clients love the protection we provide
Jashan has been very patient and helpful, thank you very much! Highly recommend!
FAQs
Find answers to your most pressing questions about Farm pack Insurance.
Café and Restaurant Insurance is a tailored package that provides protection against risks specific to the hospitality industry. It typically includes coverage for property damage, equipment breakdown, public liability, product liability, and business interruption.
The hospitality industry faces a range of risks—fire, theft, food poisoning claims, equipment failure, and slip-and-fall incidents. Having insurance ensures your business stays protected against financial losses arising from these events.
- Public and Product Liability
- Property and Contents Insurance
- Equipment Breakdown
- Business Interruption
- Glass Insurance
- Theft and Burglary
- Money Insurance
- Management Liability
- Workers’ Compensation
While not legally mandatory in all states, it is strongly recommended. Many landlords, suppliers, and event venues require proof of liability coverage before entering into agreements with you.
It covers repair or replacement costs if essential machinery like coffee machines, ovens, fridges, or dishwashers fail due to mechanical or electrical issues. Some policies also include temporary equipment hire and stock spoilage.
Still Have Questions?
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Get in Touch With Us
Have questions about insurance? Our expert brokers are here to help.