Public Liability Insurance ACT
1300 069 570
Public Liability cover
Compensation costs for the personal injury suffered by a third party (e.g. a customer, supplier or member of the public).
The legal and defence costs associated with a covered claim.
What is not covered?
Damage to your own property.
Professional negligence.
Injuries to your employees.
Faulty workmanship.
Asbestos.
Fines and Penalties.
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Industries who require Public Liability most
We offer tailored insurance solutions for professionals across a range of industries. Whether you're working with your hands, helping clients look and feel their best, or supporting people’s health and wellbeing, we’ve got you covered. Explore our coverage options for Trades, Hair & Beauty Services, and Allied Health to find the protection that fits your work.
Insurance solutions for skilled workers like carpenters, plumbers, and electricians
Tailored cover for beauty professionals including hairdressers and makeup artists
Customised insurance for nurses, therapists, and support workers
Why do you need a Public liability Insurance?
Understanding public liability insurance
Public liability insurance (sometimes referred to as general liability insurance) is designed to protect you or your business in the event that a member of the public suffers injury or property damage due to your operations and decides to pursue legal action.
Legal and financial Protection
If someone is injured or experiences damage to their property and holds you responsible, public liability insurance helps cover the associated legal costs, medical expenses, and compensation playouts.
Safeguard Reputation
In a lawsuit scenario, the costs are not just monetary, your reputation can also be at stake. Public liability coverage ensures you have the resources to handle potential claims professionally and efficiently, helping to protect your standing in the community or industry.
Discover The Advantages Of Our Customised Public Liability Insurance Solutions
Public liability insurance is a crucial safety net for businesses and property owners, helping protect against financial losses and legal liabilities if someone is injured or their property is damaged. At Canberra Insurance brokerage, we specialize in tailoring public liability insurance solutions to match your unique risk profile.
Your Guide to Public Liability Insurance
Applying for public Liability insurance is a straightforward process designed to protect your assets. Follow these steps to ensure you have the coverage you need.
Step 1
You reach out to us to discuss requirements
Contact our insurance brokers to discuss your needs.
Step 2
Choose the Right
Coverage
Select a policy that aligns with your risk profile.
Step 3
Complete the Application Form
Finalize your policy and get ready for comprehensive coverage.
Risks for business owners
Accidents happen even something as minor as a slip or trip on your premises can result in personal injury. Everyday business operations can also expose you to unforeseen risks involving third parties.
We help protect your business from claims arising from:
Physical injury, illness, disease, psychological distress, or loss of companionship.
Wrongful detention, arrest, or accusations that result in reputational or emotional harm.
Discriminatory actions based on gender, age, disability, religion, race, or other personal attribute.
Intrusions such as unlawful eviction, trespassing, or breaches of privacy Discriminatory actions based on gender, age, disability, religion, race, or other personal attribute.
Harmful statements including defamation, slander, or libel.
Happy Clients
Our clients love the protection we provide
Jashan has been very patient and helpful, thank you very much! Highly recommend!
FAQs
Find answers to your most pressing questions about public liability Insurance.
Canberra Insurance's Public Liability Insurance offers essential protection for businesses starting from electricians, landlords, cleaners, builders against claims of injury or property damage to third parties. Focus on growing your business with confidence, knowing you’re safeguarded from unforeseen liabilities.
Protect your business from the financial impact of third-party claims with Public Liability Insurance. So you can focus on expanding your business while we safeguard you from unforeseen liabilities.
The amount of Public Liability Insurance you need depends on the value of your business and operations. A good rule of thumb is to insure your business for its full coverage cost. Consulting with an insurance agent can help determine the right coverage for your situation.
Public liability insurance is not legally mandatory for all businesses in Canberra or the Australian Capital Territory (ACT). However, it is required in specific situations and is strongly recommended for most businesses.
To file a claim, contact your insurance company and provide details about the incident. They will guide you through the process and assess the damage. Prompt reporting can help expedite your claim and get you back on track.
Still Have Questions?
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Have questions about insurance? Our expert brokers are here to help.